I hate telemarketers, calling me to offer their credit cards. I have several credit cards and I don’t think I want to have one through them. I have one card that they offer me and I am convinced to get that card. I am disappointed to know after using it for quite a time that it has hidden charges. I get mad because the telemarketer didn’t tell me about these charges and I am shocked about the bills of this card. Luckily I did transfer it to my other card that has a balance transfer for me to avoid spending more dollars to that card.

Before I got this credit card with no balance transfer fee I search first for information about this feature. I realized that I could save more money through balance transfer. I found that info from the credit card review I read. Online credit card reviews gives the information I need to find that kind of card. Credit card rating also helped me in choosing a balance transfer credit card. Some has a very low balance transfer fee but why would I choose them if there is a credit card that has no balance transfer fee.

Having a credit card from a telemarketer doesn’t mean that you will be getting the same card I got. Those are just scammers, they just want to have a sale even though they are fooling their customer. The best way to avoid them is to have your credit card application directly from the company that you trust. They have websites for online applications.